Wednesday, November 13, 2013

Will Obamacare Mean The End Of Motorcyling?

The country has yet to see the full effect of Obamacare. The only problem people have seen so far is a website that does not work and a few million people who have been dropped from their existing healthcare insurance policies. But there is an evil reality lurking beneath the Obamacare paradigm. The virtual end to life in America as we have come to know it.

As far as the sport of motorcycling, how does healthcare effect the sport? Well, all I can speak to is how it is affecting my future decisions. I have to assume that I am not along. We already know that the government expects more than 100 million people to be dropped from their existing policies and thrown into the Obamacare exchanges. My preliminary investigation has shown that if I move to an Obamacare policy even close to my existing plan, my premiums will almost triple. They leaves me with only two options:

Sign up for an Obamacare policy - I will have to pay the exorbitant premiums and will not have enough expendable income left over to be able to afford a motorcycle, at least not a Goldwing.

Not have health insurance (most likely option) - I will be self-insured, which means, if a health issue arises (which it inevitably will at some point), I will have to pay for it out-of-pocket. Under this scenario, I would not be willing to take the additional risk of riding a motorcycle.

So, in either case, the odds of me riding a motorcycle in the next 5 years is unlikely. Thank you President Obama and Nancy Pelosi, and all of you spineless Republicans who would not step up to defund Obamacare.

And here is another thing to consider. Once we are all in universal healthcare (the next logical step from the cluster**** of Obamacare), how long before they make riding a motorcycle illegal, or tax it so heavily that nobody will want to pay the fee to ride? The same will be true for any activity deemed to "dangerous" or "risky". How about skydiving? Mountain climbing? Swimming? Does that sound ridiculous? What if someone told you in 1994 that the government would tell you how much soda pop you could consume? Or, what if someone told you that the government would make trans fats illegal? All it takes is one zealot like Bloomberg in power to dictate how we live our lives.

But, I don't think I am alone. There are millions of people, perhaps tens of millions of people, who will be faced with similar spending decisions once they see exactly how much their health care insurance is going to cost under Obamacare. People will basically spend their lives working just to pay for taxes and healthcare insurance.

All of this expendable income that people have today for motorcycles, iPads, iPhones, world travel, cruises, etc. is going to be gobbled up by the government in taxes, penalties and "premiums". This is what has happened in every country that has implemented socialized medicine. It has killed their economy and bankrupted their governments. The exception might be Norway, a tiny country of 4 million that has HUGE oil reserves and is rich. Throw 40 million illegal Mexicans into their healthcare system and see how well it works.

Having traveled around the world, several times, I have spent time in countries that have socialized medicine. In almost every case, the only way for people to survive a catastrophic healthcare event is to go outside of the national healthcare system to a private, market based system. We hear it over and over again. Lots of people came across the border from Canada to get treatment in America. Nobody went north for treatment.

In most European countries, people are happy living in 700 sq. ft. apartments and paying $9 a gallon for gas, then brag about their "free" healthcare. They drive tiny little Smart cars, because that's all they can afford. There are no pickup trucks, no SUVs, and very few if any Goldwings. They spend their lives working just to pay taxes. Why do you think people escaped to come to America, the land of opportunity? Not any more. In an ironic sense, we have solved our illegal immigration problem by making America a place that nobody will want to immigrate to, at least not the best and brightest.

But, we live in a country with an inordinate amount of really, really stupid people. Mostly, thanks to our government run education (or indoctrination) system. Most people area so distracted by their iPhones and iPads, or they are drugged on Zoloft or Prozac that they are not really aware of what is going on around them. Once universal healthcare is fully implemented, you will see MILLIONS of prescriptions for anti-depressants. 23% of all women over the age of 40 take anti-depressants and 14% of non-hispanics Americans take anti-depressants. There is nothing an oppressive government wants more than a drugged up populous. Why do you think some states want to legalize Marijuana? Hell, if they had their way, they would give it away. As long as everyone has a "don't give a shit" attitude, the people in power can get away with anything. And, they are already doing it. Do you really think that 50 years ago a politician could get away with suggesting that Congress pass the biggest piece of legislation in history WITHOUT reading it? You can only get away with that kind of abuse if people are distracted, or have just given up.

Some may wonder what the heck this has to do with motorcycling. It has EVERYTHING to do with it. We have been fortunate, up to this point, to live in a country where we had a reasonable amount of personal freedom to work and enjoy the fruits of our labor. I fear those days are gone forever.

The bottom line is this: If Obamacare is so great, why isn't anyone with the last name "Obama" signed up for it?



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